PhilHealth, the Philippine Health Insurance Corporation, is the government health insurance program that helps pay part of medical costs.
Registration and the ID are free. Employed members share premiums with their employer, self-paying members pay their own, and some groups are covered by law or sponsored.†
All Filipinos are covered under the Universal Health Care Act. Membership categories include employed, self-earning, OFW, senior, PWD and sponsored members.
No. Each person should have one permanent PIN. Duplicates should be reported so PhilHealth can merge them.
The PIN is your 12-digit member number and the MDR is your Member Data Record. See the PhilHealth ID guide.
Yes. Under the Universal Health Care Act, all Filipinos are automatically covered, and employers, workers and other groups have duties to register and contribute where applicable.†
Certain foreigners who live or work in the Philippines can be covered under specific member categories. Ask PhilHealth about your case.†
A filled PMRF and a valid ID, plus extra papers for some member types. Use the requirements checklist.
Often yes, through email or an official online channel. See how to register online.
Create a Member Portal account and log in. See PhilHealth login.
Submit an updating PMRF with your PSA birth certificate to your Local Health Insurance Office.
Yes, with a signed letter and valid photo IDs. Get the free authorization letter template.
No. Your PIN is permanent. Give it to your new employer so contributions continue in the same record.
A newborn is usually declared as a dependent once the PSA birth certificate is available. See the dependents requirements.
In your MDR, old payslips, your employer’s records or your Member Portal. See the PhilHealth ID guide.
In 2026 the premium is 5% of monthly basic income, from ₱500 to ₱5,000 in total. See the contribution table.†
Through accredited channels such as e-wallets, cards, banks and payment centers. See how to pay online.
You can usually settle them, and interest may apply depending on your category.†
Generally not. Basic salary is the base.
They are covered by law, so they generally do not pay premiums.†
Yes, through PhilHealth’s payment partner or a biller entry. See how to pay PhilHealth online.†
A Statement of Premium Account. It is your billing statement for a payment period.
Look for the ePAR in your email, SMS or your SPA history.
Use the official directory and read our guide to finding your local office.
Only where your branch uses one. Read about the online appointment option.
Your PMRF, IDs, PSA papers, receipts and a signed letter if you are sending a representative.
Many tasks, yes. Complex corrections may still need a visit.
Some offices offer it. Ask your branch or see the appointment guide.
Many government offices serve seniors, persons with disability and pregnant clients first. Ask your branch.†
Selected inpatient, outpatient, maternity and high-cost illness care. See PhilHealth benefits.
Usually not. It pays a set amount per case.
A primary care package with registered providers for consultations and selected services.†
Normally the hospital files it for you. Ask its PhilHealth desk.
Yes, mainly through primary care packages such as Konsulta and some accredited outpatient services.†
Yes, if they are properly declared as dependents.
Register, enroll employees, deduct and add the shares, remit and report monthly. See the employer guide.
No. We are an independent guide. Read the disclaimer and about us.
Contact us with the page and the correction, and we will review it.
At the Local Health Insurance Office or through the official employer channel.
We do not ask for your PIN or passwords. Read our Privacy Policy.